The art of living easily as to money is to pitch your scale of living one degree below your means.
Conscience is, in most men, an anticipation of the opinion of others.
Shy and unready men are great betrayers of secrets; for there are few wants more urgent for the moment than the want of something to say.
He who gives what he would as readily throw away, gives without generosity; for the essence of generosity is in self sacrifice.